Credit Authorization Notice
About This Website
QuickLoanScout.com is not a lender, broker, or agent for any lender and does not make lending decisions or issue loans. We operate as a connector service, matching consumers with third-party lenders and financial service providers who may offer loan products.
Credit Inquiry Disclosure
When you submit a loan request through this website, your information is shared with lenders and financial service providers in our network. These parties may perform credit inquiries using the three major credit reporting bureaus — TransUnion, Experian, and Equifax — as well as alternative sources of consumer information.
There are two types of credit inquiries:
- Hard Inquiries: Recorded on your credit report and could influence your credit rating. These are typically conducted when a lender is making a final lending decision.
- Soft Inquiries: Limited, non-impacting reviews that do not affect your credit score. These may be used for initial pre-qualification purposes.
FCRA Consent: By submitting your information through this website, you are providing express written consent under the Fair Credit Reporting Act (FCRA) for lenders, our network partners, and associated third parties to access your credit report, credit score, and related consumer information for the purpose of assessing your loan eligibility and providing relevant financial offers.
Impact of Non-Payment
Failure to repay any loan you receive may be reported by your lender to credit bureaus, which could negatively impact your credit score. Please review all loan terms carefully before accepting any offer.
Short-Term Loan Notice
Short-term loans are designed as temporary solutions for immediate financial needs and should not be considered long-term financial strategies. We encourage you to carefully evaluate your ability to repay any loan before accepting an offer and to seek professional financial advice if needed.
Your Rights
You are under no obligation to accept any loan offer presented to you. You may request a free copy of your credit report from each of the three major bureaus once per year at annualcreditreport.com. If you believe any information in your credit report is inaccurate, you have the right to dispute it directly with the credit reporting agency.
Contact Us
If you have questions about credit authorization or your rights under the FCRA, please contact us at:
Email: support@quickloanscout.com